What are some large LTC providers? Is there a good place on the internet to start looking for companies that do LTC? I'm in life and have no idea where to start on this one.
Thanks
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Are there any sites that show general premium comparisons for individual disability? I work in Life and know there are plenty of places to compare life insurance rates.
Also, is a catastrophi...
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I noted that CalPERS has implemented the RBC reserving method in May 2004. I have been doing a lot of web surfing but no luck in finding details on the CalPERS RBC method (besides that it's set a...
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***I'm sorry this is very long, but to really understand the situation I have to explain everything***
I'm trying to get Mirena IUD. I have been on birth control for about 10 years and I've t...
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http://www.reuters.com/article/healt...39965520080501 [http://www.reuters.com/article/healthNews/idUSN0139965520080501]>
Quote:
A landmark bill to forbid discrimination ag...
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Two weeks ago my son got a prescription from his doctor that needs approved by his insurance company for payment. Still no word. He has called the pharmacy who is waiting for the approval, the doc...
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SSAP 54, paragraph 18 “For purposes of determining if a premium deficiency exists, contracts shall be grouped in a manner consistent with how policies are marketed, serviced and measured.”
I...
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Please let me know if I am wrong in my understanding of this issue. I live in NJ and NJ is guaranteed issue state. Basically I think it means that everybody in NJ can get health insurance insuranc...
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Dear all,
My boss wanted me to find some disability tables (incidence and termination rate) for Asian countries. Is there any table available? I tried to search for it but got nothing and the ...
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I'm in pretty big trouble and I need some good advice. I injured my back a while back, and it's been keeping me from work. I'm self-employed and have no benefits. I've been getting treatment, but ...
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I have insurance - I went to the doctor.
Had lab work done.
The doctor was a network provider.
That was paid as an in-network expense.
BUT
the network provider sent the lab work
to a n...
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Group health insurance. Employer groups.
I'm looking at final CAGR's regardless of time in our program. So, if a group was with us for 5 years, I am calculating an annual trend rate from yea...
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I've been on my husband's insurance plan for the past several years. During that time I have become disabled (bipolar disorder). We are going to get our own insurance for him, myself and our da...
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I thought I had asked this question before, but I can't find it. Does anyone know of any good sources for researching commercially available individual health policies? I live in TX if that matter...
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http://www.nytimes.com/2008/04/23/bu...ss&oref=slogin [http://www.nytimes.com/2008/04/23/business/23gene.html?_r=1&ref=business&oref=slogin]>
Is there a lot of talk in individual h...
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On April 14, 2008, I received a letter from Ceridian, my COBRA provider, dated April 7, 2008, advising me that they terminated my health insurance benefits as of February 29, 2008 for lack of time...
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Would anyone jump in and just explain the general concept? I know that the bidding process is involved, but I am just looking for the overall explanation of what this is. Any help is appreciated...
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My husband recently quit his job and we intend to go on Cobra for as long as we can. Then we will have to find our own insurance as my husband will be working from home with his own little busine...
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I wanted to drop a line on getting long term disability from a private insurer. My work provides 15 weeks of short term disability and at 17 weeks it goes over to a private insurer for disability...
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I have health care in the U.S. through my job, and I don't understand some fundamental things about how it works. So I'd like to ask two questions:
-- Where can I find a basic FAQ about what I...
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The copays on these make me ashamed to be part of the health insurance industry. Yes, I know they keep premiums down, but what are premiums for if not to give people peace of mind? If you get seri...
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My daughter is disabled, she was going to get reg SS & medicare since she had problems as a child. Last minute they cahnged it to SSI & medicaid saying no proof of childhood problem. The t...
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Lying with statistics (or, how did this get to be today's news?):
Quote:
Reports Shows How Many People Are Likely to Die in Each State Due to Lack of Health Coverage WA...
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I work with a small group health LOB and we're trying to spur some sales in South Dakota. An agnecy pointed me to the following on the state DOI website:
http://www.state.sd.us/drr2/reg/insu....
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Quote:
Accident and Health Working Group of the Life and Health Actuarial Task Force
Saturday, March 29, 2008.
...
Discussed modifications to the Actuarial Opinion s...
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