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ActuarialOutpost Alcohol & Cancer  
14:29 27-Sep-07   [Replies: 17, Views: 965]    By: Unnamed
Not surprising: Quote: All Types of Alcohol Raise Cancer Risk By MARIA CHENG The Associated Press All types of alcohol wine, beer or liquor add equally to the risk of deve...
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Health Boards Will they take my mom's house?:(She needs surgery  
17:59 25-Sep-07   [Replies: 6, Views: 573]    By: Unnamed
Here is the situation..my mom is a 57 year old nurse..she is suffering from serious depression..she lost her job at the rehabilitation hospital she was working at..she can't deal with other cowork...
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ActuarialOutpost Medicare Part B deductible for 2008  
00:22 25-Sep-07   [Replies: 3, Views: 646]    By: Unnamed
Anyone have this info? Or know when it should be made available? I can't seem to find it anywhere. thx ...
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Health Boards Your opinion please  
12:29 22-Sep-07   [Replies: 6, Views: 461]    By: Unnamed
I hope this is the right board. Is here a specific length of time any doctor, is required to hold on to their previous patient medical records once that patients leave's their practice?. It's been...
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ActuarialOutpost Grad student insurance plan  
10:22 20-Sep-07   [Replies: 4, Views: 563]    By: Unnamed
I am a grad student in Chicago. My university has a compulsory insurance plan called Student Accident and Sickness Insurance (SASI). The basic plan is characterized by $1,000,000 Lifetime Maximum,...
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Health Boards what about the people who are 19-30 who cant get insurance?  
22:57 19-Sep-07   [Replies: 2, Views: 306]    By: Unnamed
I have been trying to get a job since may where I live and no one will hire me...therefore I cant get insurance and I do need it badly. I am overweight...a good candidate for Diabeties, cancer run...
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Health Boards I have to list every doctor I've seen in the past FIVE YEARS?  
17:53 17-Sep-07   [Replies: 1, Views: 431]    By: Unnamed
My insurance is making me fill out a form in which I have to list every physician I've seen in the last 5 years. Not only do I have to list them, I have to provide their addresses, phone numbe...
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Health Boards Getting Dr.'s office to bill insurance company  
23:18 16-Sep-07   [Replies: 3, Views: 243]    By: Unnamed
Okay, my son was born back at the end of June. He spent 10 days in the newborn nursery. He was premature, but not bad off enough to be transferred to a hospital with a NICU. (Only 6 weeks early...
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Health Boards Need affordable quality insurance?  
13:23 14-Sep-07   [Replies: 0, Views: 18]    By: Unnamed
If you're like me you can't afford good quality insurance. No matter how pretty insurance companies like to make themselves look they really don't provide you with what you need whether the cost ...
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ActuarialOutpost Reserving for Rate Increases  
15:44 12-Sep-07   [Replies: 3, Views: 593]    By: Unnamed
How do you calculate reserves when there is a rate increase on DI, LTC, Med Supp, etc.? I have a fuzzy recollection of hearing somewhere that you need to “pivot” the reserves at the time the rate...
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Health Boards Cobra Question......  
16:37 11-Sep-07   [Replies: 1, Views: 214]    By: Unnamed
Is there a certain amount of time you have to be covered by an employer before you are eligible for cobra?? Will it be offered to you if you quit?? Is there a way to find out how much it costs ...
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ActuarialOutpost Health Premiums Up More than Inflation  
16:22 11-Sep-07   [Replies: 8, Views: 728]    By: Unnamed
Quote: Health-Care Premiums Climbing Faster Than Inflation By VANESSA FUHRMANS September 11, 2007 Health-care premiums of employers and their workers have climbed more ...
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Health Boards supplemental insurance for seniors  
17:38 10-Sep-07   [Replies: 7, Views: 592]    By: Unnamed
My husband and I are both retired & on medicare. We need an affordable supplemental health ins. Do you know anything about mutual of omaha? Their prices are good but it's easy to be deceive...
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ActuarialOutpost Medicare Audits Find Flaws  
09:30 10-Sep-07   [Replies: 0, Views: 467]    By: Unnamed
Quote: Audit Cites Overpaid Medicare Insurers By ROBERT PEAR WASHINGTON, Sept. 9 — Private insurance companies participating in Medicare have been allowed to keep tens o...
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ActuarialOutpost Hilton Head Experience Rating Boot Camp  
23:13 7-Sep-07   [Replies: 4, Views: 712]    By: Unnamed
September 10-11th, anyone going? I will be there in the afternoon Sunday for anyone interested in dinner (and meeting a AO legend ) ...
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ActuarialOutpost State Mandates Backfire  
14:22 7-Sep-07   [Replies: 0, Views: 452]    By: Unnamed
No surprise, but interesting: Quote: Unintended Consequences of State Efforts WASHINGTON, Sept. 7 /PRNewswire-USNewswire/ -- As states consider proposals to expand acc...
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ActuarialOutpost ALR valuation, Mid-Terminal vs. Mean Reserves  
09:50 6-Sep-07   [Replies: 5, Views: 569]    By: Unnamed
I'm trying to understand Active Life Reserves for Disability Insurance better. I've been going through calculations and trying to understand the basic formulae. Could someone please explain t...
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ActuarialOutpost Kaiser Fine  
10:07 5-Sep-07   [Replies: 3, Views: 530]    By: Unnamed
Apparently Kaiser was fined $1 M today by the state of California. There is a story in the NY Times. Link to follow. But I think y'all can google it for yourself. ...
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Health Boards Health Insurance Consumer Advocate information  
23:15 4-Sep-07   [Replies: 1, Views: 1324]    By: Unnamed
This thread is for posting consumer help info for complaints against insurance companies for denial of care, specialist referral difficulty, authorization delay, etc. This thread is closed to ...
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Health Boards Pre-existing condition?  
16:28 4-Sep-07   [Replies: 1, Views: 268]    By: Unnamed
Can anyone give me advice on this matter? I recently moved to a new city and changed jobs. The day after I finished moving I noticed a lump in my groin so I went to the doctor to get checked out...
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Health Boards Possible Health Insurance Application Issue  
15:01 4-Sep-07   [Replies: 0, Views: 185]    By: Unnamed
Double post. Sorry. Thanks. ...
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Health Boards Insurance won't pay for lab work  
10:40 1-Sep-07   [Replies: 8, Views: 874]    By: Unnamed
In June I went to my gynecologist because of problems I'm having. They told me it had been a long time since my last PAP test & would need to do that before doing anything else. I agreed...
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ActuarialOutpost Does Rate Size Matter?  
09:25 31-Aug-07   [Replies: 0, Views: 304]    By: Unnamed
Rand says no: Quote: Price Cuts Add Few To Ranks Of Insured; Study Says Costs Just One Hurdle To Health Coverage Copyright 2007 Gannett Company, Inc.All Rights Reserved US...
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ActuarialOutpost Loss Ratio and Deductible Question  
15:56 29-Aug-07   [Replies: 14, Views: 690]    By: Unnamed
I have been in a rather intense debate with my boss over the last week over the calculation of a loss ratio when there is a recovery program in place. (The difference between the a deductible and...
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Health Boards Do I have to choose a PCP when I signup?  
20:45 28-Aug-07   [Replies: 1, Views: 211]    By: Unnamed
I've never had to deal with enrolling for a health plan before. Through my work I would get a fairly good HMO plan. I got the benefit package today, they are urging me to get the paperwork in tomo...
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