Hello,
I will be as clear as I can. As a resident of New York, a little over 2 years ago, I signed up with their Healthy NY program for individuals whose employers didn't provide health insur...
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I am 18, and still dependent. I am insured under my father's company plan, but my parents have been uncooperative regarding my condition (whatever it is), so I decided some time ago to try to act...
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so my husband "threw his back out" over two months ago. he was out of work for some time. he went through the short term disability waiting period, then we filed a claim and filled out...
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I am new to CMS Medicare bidding process and have many questions. If you are familiar with this area and willing to help out, please pm me. Thanks in advance!
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I know that net premium for 1st year should equal expected incurred claims of 1st year, so that the terminal reserves = 0 at the end of 1st year.
But how do we calculate the reserve for year 2,...
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Hi Everyone,
My name is Laurie, I'm 26 and I've had Lupus for 18 years now. I'm in desperate need of a Rhemuatologist. I live in TN, and there are only 3 doctors on my insurance. I have ...
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Do you have problems with your insurance co saying the charges are not reasonable & customary? Everytime a charge is turned in to UHC for consideration, it's suddenly not covered, things they...
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I was sent to a Perinatolgist (sp) high risk pregnancy Dr. due to preterm labor when I was four months pregnant. The Dr. sent me to another facility to have an ultrasound. This ultrasound was ve...
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hi, I am having real problems with CIGNA. All my bills have been returned on one or other pretext even though I may 700+ per month for my family (3). can you pl give me an approach to deal with th...
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I am looking for info on etna (aetna) supplemental insurance. It is called the Golden Advantage policy. Anyone heard of this? Thanks.
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breast reduction what type of insurance company do i need to switch to
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from the New York Sun [http://www.nysun.com/article/68523]>:
Quote:
A $50,000 extra fee imposed on each doctor in New York State or “substantially” higher insu...
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Quote:
n the 2008 state legislative session, our Act will be re-introduced as Senate Bill 177 with an initial co-sponsorship of 18 state legislators...
Our current Delaw...
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Hi, I'm 40 and
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having difficulty with my job. I am missing work and am wondering if I am able to get SSI. I have a sister who is on SSI for the same thing. I have a husband who...
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I am really looking for a good dental insurance plan for individual. I have these dental issues i really need to take care of. My work ain't got none.
anyone knows any good one or good discounte...
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Hi, I am a female in my mid thirties. I have been diagnosed bipolar a little over a year ago. I have found I was bipolar way back in my teenage years. My sister is bipolar, my mother and my niece....
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Why are LTC Rates unisex? More female sales, higher morbidity, implies female antiselection.
If we charge females more, does sales volume drop too much? LTC is already expensive, perhaps too e...
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what is the difference between a sonogram and a breast ultrasound?
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has anyone heard of an insurance company that won't cover a routine ultrasound in pregnancy? i'm hoping that i'm reading the policy wrong, because aren't ultrasounds kind of standard to rule out ...
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Does anyone know the direct effect on group and individual rates in Mass based on merging the two markets? I read that it was estimated that Indiv rates would decrease by 15-20% and that group rat...
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Hello,
I have a house and I pay mortgage, I am on a medical coupon for years, a friend of mine just told me that when I die and kids sell the house, they need to pay state for all the medical I ...
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I don't work in health but I read an article that used the terms HSA and HRA. Please could someone define them; tell me what the letters stand for etc.
Thanks
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Hello Everyone,
My father is currently at a senior care facility, and once he is done with his rehab the HMO is going to stop paying for his stay there. I am currently in the process of apply...
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Hi everyone,
I live in Texas and was told that we have the worse work comp system in the U.S..
To make a very long story short I was injured in August of 2006 (ruptured disc) and had surg...
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Some Med Supp & LTC include a spouse discount. It seems the risk is lower, but it is unclear whether it is due to living together (i.e., caring for one another) or due to gender mix (since vir...
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