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Health Boards Another Pre-existing condition problem  
19:54 21-Jun-07   [Replies: 2, Views: 508]    By: Unnamed
My uncle has been living with my mom and I for a couple years now, and has not had health insurance since he has been with us. he came here from Europe and has been going to free clinics in the ci...
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ActuarialOutpost LTC, DAC Tax, & Annuities  
17:20 21-Jun-07   [Replies: 1, Views: 309]    By: Unnamed
Seen in a filing: Quote: "Deferred Acquisition Cost (DAC) Tax: Presently the DAC tax rate is 1.75%. How+ever a recent federal tax law change has mandated the use of a...
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ActuarialOutpost Deciding to use HSA or not  
13:27 21-Jun-07   [Replies: 18, Views: 754]    By: Unnamed
Hi everyone - I'm starting my first "real" job with a P+C company...but since I haven't passed a test I was hired as a commercial lines underwriter. (Much gnashing of teeth) Anyway...
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Health Boards Aqual Insurance?  
11:58 20-Jun-07   [Replies: 0, Views: 185]    By: Unnamed
Anyone Have This? Is It Good For A Family Of 4? I'm Thinking Of Switching From Univera To This Aqua Because The Univera Is Way Too Expensive Now. I Was Paying About $400 A Month Out Of My Check...
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Health Boards Prescription Plans???  
17:45 19-Jun-07   [Replies: 4, Views: 440]    By: Unnamed
Hey Readers!! I'm 23 and I live in Upstate NY. I am currently Totally disabled for the time being for a knee injury. I do also have other health problems and am finding it V...
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ActuarialOutpost CDH Pricing  
16:56 19-Jun-07   [Replies: 17, Views: 1009]    By: Unnamed
I have built a model to value basic plans including high deductible PPO, POS plans but Im trying to morph this model to price High deductible CDH plans My problem is capturing the additional a...
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ActuarialOutpost Chemotherapy claims  
15:34 19-Jun-07   [Replies: 3, Views: 312]    By: Unnamed
Hello, I'm trying to identify all the chemotherapy claims incurred at the company. I know that ICD-9 code V58.1 is one indicator, but I'm not sure if it'll capture everything I want. Anybod...
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Health Boards anyone know anything about Flexible Blue thru Blue Cross?  
07:38 18-Jun-07   [Replies: 2, Views: 271]    By: Unnamed
Our employer is telling us they may switch us from Blue Cross PPO insurance to Flexible Blue. It has a much higher deductible. Does anyone know anything else about it? Will we be limited on how...
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ActuarialOutpost SiCKO  
19:15 16-Jun-07   [Replies: 317, Views: 11580]    By: Unnamed
Anyone plans to watch this? http://en.wikipedia.org/wiki/Sicko [http://en.wikipedia.org/wiki/Sicko]> Michael Moore's proposal, http://www.michaelmoore.com/sicko/health-care-proposal/ [...
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ActuarialOutpost Universal Health Care - Pharm Companies  
15:14 15-Jun-07   [Replies: 3, Views: 401]    By: Unnamed
Are the majority of Pharm. companies for/against universal healthcare? and reason why? ...
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ActuarialOutpost Medicare Reform  
11:07 14-Jun-07   [Replies: 14, Views: 687]    By: Unnamed
Quote: AAA Reviews Medicare Reform Options BY ALLISON BELL Experts at the American Academy of Actuaries have written a primer for policymakers who want to save the fe...
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ActuarialOutpost Govt Retiree Health Liability  
16:37 13-Jun-07   [Replies: 13, Views: 568]    By: Unnamed
Quote: Moving Past Denial On Retiree Health Care Liability Copyright: The Sacramento Bee There has been a lot of gloom and doom lately as California's state and loca...
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Health Boards Trying to figure out my monthly premiums ????  
13:59 13-Jun-07   [Replies: 1, Views: 263]    By: Unnamed
My boss says he pays 90% of my health insurance..and I don't believe him and trying to figure out what my monthly premiums are. I have tried to call the insurance company and they said they a...
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Health Boards COBRA question  
19:17 7-Jun-07   [Replies: 2, Views: 254]    By: Unnamed
Hello, A little background information. I am a school teacher, and due to budget cuts my position was eliminated. My official termination date is June 30th. I am also pregnant and due July ...
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ActuarialOutpost College to Require Health Insurance -- FL  
14:42 7-Jun-07   [Replies: 24, Views: 924]    By: Unnamed
Quote: Colleges May Insist on Health Insurance Florida's public universities may soon have a new admissions requirement for incoming students: health insurance. The Boar...
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ActuarialOutpost Hospital/Accident Reserves  
10:40 5-Jun-07   [Replies: 2, Views: 679]    By: Unnamed
I'm working on setting up reserve calculations in HealthMaster for a couple new issue age products, namely hospital indemnity and accident. I'm looking for some guidance on setting assumptions (m...
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Health Boards Suggestions for affordable health coverage?  
00:08 3-Jun-07   [Replies: 3, Views: 470]    By: Unnamed
Hi everyone, I am coming to a bit of a bumpy road and will be needing to buy my own health insurance until I can find a job that offers it in the benefits. I really need an affordable plan, b...
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ActuarialOutpost Health business in GAAP  
06:51 2-Jun-07   [Replies: 0, Views: 356]    By: Unnamed
Anyone can tell me, for the business without significant risk transfer, how to book premium, and other financial items (Res, Claim etc.) in GAAP? I try to find the answer in the text book "US...
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Health Boards Appeal with BCBS -- Advice?  
14:58 1-Jun-07   [Replies: 11, Views: 847]    By: Unnamed
Hi, folks I'm having a heck of a time with BCBS of Florida. Here's my situation. DH & I, no kids, no chance of kids (DH is snipped). We're 35 and classified as smokers, as we only quit rec...
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ActuarialOutpost Common road to U.S. health reform?  
12:12 31-May-07   [Replies: 2, Views: 355]    By: Unnamed
This was in an op-ed in today's New York Times: Quote: Originally Posted by Atul Gawande This week, Barack Obama released his health reform plan...
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ActuarialOutpost Does government involvment threaten the Health industry?  
08:48 31-May-07   [Replies: 5, Views: 376]    By: Unnamed
I am wondering what an actuary on the health side thinks of all the recent healthcare debate? Would standardizing healthcare cause the market for health related actuaries to tighten up a bit? ...
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ActuarialOutpost Competetive Age/Sex Factors  
16:53 30-May-07   [Replies: 15, Views: 784]    By: Unnamed
Do you think that age/sex factors should be strictly actuarially based or is there some competitive advantage that might be gained by "tinkering" with the factors? What sort of tinkerin...
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ActuarialOutpost Canada Tells California to NOT Adopt Universal Health Care  
09:44 30-May-07   [Replies: 11, Views: 556]    By: Unnamed
Think tank advises Schwarzenegger to use veto and avoid Canadian-style health insurance system TORONTO, May 29, 2007 /PRNewswire via COMTEX/ -- As California Governor Arnold Schwarzenegger b...
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Health Boards Cinergy Healthcare, need help please  
21:58 27-May-07   [Replies: 0, Views: 321]    By: Unnamed
I need to cancel my Cinergy plan, but I lost all of the cards and documents when I moved, and I can't find a contact or 1-800 number over the net. You'd think it'd be easy but it's not. Does any...
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ActuarialOutpost Need help identifying large claims  
13:09 27-May-07   [Replies: 5, Views: 425]    By: Unnamed
I am working on a project to remove large claims from our claim triangles. Historically, we have included all claims when developing our completion factors. I would like to exclude large claims, s...
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