First of all, let me thank the owner, administrator(s) and moderator(s) for their involvement with this site. It is a huge help to innocent consumers.
So here is our story....
Beginning of April...
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I received three dunning letters and send debt validation/cease and desist letters. All three stopped collection activities upon receipt of the letters and within two weeks sent letters stating t...
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Recently a delinquent account shows up on two of my credit reports under the following info:
Creditor name: The Affiliated Group
Original Creditor: Target Checks
Condition: Derogatory
O...
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I had a Citibank Mastercard back in 2000, it was my first credit card and I was stupid with it, I had some financial problems back in 2003 and I was unable to make my regular payments, my final pa...
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Midland Credit sent me a letter attempting to collection on a debt purchased from Fingerhut. I sent them a letter fr validation, in turn they sent me some billing statements from 2001 with my name...
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I have a small collection account with JJ McIntyre ($213) from 2001 which i have marked as disputed. I feel it is affecting my credit score. I foolishly made contact recently in an attempt to reso...
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I live in Ohio. I wrote a check to a local grocery last year and it bounced. I got the typical notice from the bank and fees were deducted. I never heard anything from the grocer. Last week I rece...
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As requested in the Friday night confrence call..
http://www.serveanyone.com/index.html
...
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Is the CA required to inform you of your right to validate in the mini-miranda?
Specifically, if they have sent two duns in less than 30 days, is each one required to inform you of the right to va...
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We received a credit card through Household Bank in 03, my husband was activated in 04 (April). He was trained and then deployed Feb of 05. We started to have financial problems due to the decreas...
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This is in my opinion a very good site to obtain information on Bankruptcy and how it works. It has some nice diagrams which explain the Bankruptcy process in fairly simple terms (which as we all ...
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http://www.statecourt.org/index.shtml The official website for the Chatham Georgia county court system
...
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I filed chapter 7 in october of 2005, discharged in jaunary of 2006.......collection agency in oklahoma city has scheduled a trial date in june concerning one of the debts they bought from the ori...
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OMG someone please help me.
I would have normally gone on the AoC for this, but I guess they are gone? This is my new site....your threads here are great, and I think Bill is awesome.
So anyw...
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My case was dismissed because I did not follow the discretionary appeal procedure OCGA 5-6-35 (a)(6). Failed to follow proper procedure and dismissed for lack of jurisdiction.
I think I did no...
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i have addresses on my credit report since back in college. is there a way to delete all of these addresses. someone told me it may be easier to get negative accounts deleted if i have the address...
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In doing a search for info on Walpoff & Abramson i found this forum and was relieved to see someone with some experience answering questions. Here's my situation:
I was just contacted by a re...
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I have about $4000 credit card debt with Chase that I made no payments on for about 4 months...Chase is calling me and demanding for a payment and I've been giving them excuses so far...I can not ...
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Hi-
I'm looking for some advice from you good folks, if you would be willing to offer any. I have been receiving lots of phone calls this week from Ventus Capital Services which bought an old cr...
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Discover Card and its atty, Cohen & Slamowitz, dragged me through hell for over a year. Summons and complaint constituted initial communication, with no FDCPA rights language. I responded by d...
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i have recieved a certified letter from AFNI which i believe is a collection agency. should i open it or is there a way to send it back to them. i believe what is happening is that my credit is cl...
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Survey
Bob Weninger, a law professor at Texas Tech University School of Law, is surveying lawyer reaction to a proposed amendment to Federal Rule of Evidence 408. The proposal is now before t...
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I live in Texas. I was supposed to file a response by 10:00 today or "an order authorizing a foreclosure sale may be signed". I had talked to a local attorney back at the 1st of the year and he sa...
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Creditwrench has a new "toy" for us to play with and learn how to use.
It is located at http://creditwrench.pbwiki.com and it should make a great addition to the CREDITWRENCH website librar...
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About 3 years ago, my grandmother's MBNA acct. raised her interest rate to defauly-over 30%. Never late, not over limit. My sister called them and after hours and transfers from one person to anot...
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