does anyone know of any good articles on insurance cycles, in particular, how they are affected by reinsurance (ie higher reinsurance costs mean more scrupulous risk selection which reduces the lo...
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One Policy, Multiple Coverages By KEVIN McCARTY The Tampa Tribune: July 13, 2008
This has been a sad few weeks for residents of our nation's Heartland as flooding...
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IANAPCA, but I thought this was an interesting read. Do state insurance commissioners generally have this much power? Or is this a California thing?
http://uk.reuters.com/article/govern...47...
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neveremind
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My company may have some interest in a cat bond next year and we're looking for information on how these are done. Is anyone aware of a seminar or a paper that is a good source of information?
...
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I have a data set from NCCI, but the state is coded using a two-digit state number. It goes from 1 to 54, but I have no idea whether it corresponds to the state alphabetically. I googled it and se...
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I'm having a debate with someone (both of us dont know much about D&O) and can't seem to find the answer online. The question is basically if D&O gives (defense) coverage for criminal cas...
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With skyrocketing gas prices I'm considering getting a bike; however, I myself have known of 3-4 people who have died from a bike accident. 2-3 of them were adrenaline junkies and did crazy things...
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How are your premium trends selected for indications?
...
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http://online.wsj.com/article/SB1214...oo_hs&ru=yahoo [http://online.wsj.com/article/SB121487523491418103.html?mod=yahoo_hs&ru=yahoo]>
Thoughts?
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I know this has been very hot now. Anybody who is working on this can share same thoughts on this?
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A general question on pricing, what are the issues in taking a particular product and using its experience to price a new but similar product, i.e. manufactured home for homeowners? Is it possib...
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Hi,
I kinda have some questions (personal auto related) for you (they may seem too simple to you).
1. Are almost all insurance companies now using a multiplicative rating structure? I mean...
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http://www.latimes.com/news/printedi...0,815385.story [http://www.latimes.com/news/printedition/asection/la-na-scruggs28-2008jun28,0,815385.story]>
"The two sweetest words in the English ...
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I need use variable gcasel to predict pvd value. Gcasel data is loaded by me while pvd value is calculated by other sources. This year, I don't want to pay them to do pvd calculation for small gca...
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Anybody else planning to watch it?
The four folks in this picture really appear to be enjoying it. I better tune in and see what all the excitement is about.
...
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If anyone here is working in the Australian reinsurance market, I have a few questions. In particular, professional liability treaty reinsurance, but I can ask most of my questions to anyone who w...
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If I have triangles for 100 x 100, 200 x 200, 300 x 400, etc... how do I create an Unlimited x 100 triangle?
Add them all together?
Should my development be higher/lower than say a 100 x 1...
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Hi everyone,
I am representing a regional insurance company that does not have much contact with the outside world. With the rules constantly changing, we want to keep up with the industry an...
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I have developed LDF (loss development factor) for each quarter based on 2004-2007 data. There are 16 quarters. We have business plan for years 2008-2011. I have information about ELR and Premium ...
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Is it OK to fit a severity curve to an exponential distribution if that's what the data looks like, or is that too simplistic of a distribution to use? What about Weibull? Would it be better to ...
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Is there anyone out there that is up on the state of the LPL Market? Anyone that might be aware of data sources - especially severity by state or by firm size or by area of practice or by type of...
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Anyone got any good ideas for how to do this with minimal amounts of data? Risk is not usually modelled in any of the catastrophe models so that won't help and the cover would EXCLUDE nat cat per...
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Founder of Actuarial Firm and His Wife Killed in Plane Crash
VERNON, Conn. May 13 (BestWire) — Mark Sobel, managing principal of Financial Risk Analysts LLC in Vern...
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We have a 2007 rebuilt Ford Focus. Are any of you aware of an insurance company that will provide insurance for it other than just liability?
...
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