Hi,
I kinda have some questions (personal auto related) for you (they may seem too simple to you).
1. Are almost all insurance companies now using a multiplicative rating structure? I mean...
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http://www.latimes.com/news/printedi...0,815385.story [http://www.latimes.com/news/printedition/asection/la-na-scruggs28-2008jun28,0,815385.story]>
"The two sweetest words in the English ...
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I need use variable gcasel to predict pvd value. Gcasel data is loaded by me while pvd value is calculated by other sources. This year, I don't want to pay them to do pvd calculation for small gca...
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Anybody else planning to watch it?
The four folks in this picture really appear to be enjoying it. I better tune in and see what all the excitement is about.
...
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If anyone here is working in the Australian reinsurance market, I have a few questions. In particular, professional liability treaty reinsurance, but I can ask most of my questions to anyone who w...
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If I have triangles for 100 x 100, 200 x 200, 300 x 400, etc... how do I create an Unlimited x 100 triangle?
Add them all together?
Should my development be higher/lower than say a 100 x 1...
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Hi everyone,
I am representing a regional insurance company that does not have much contact with the outside world. With the rules constantly changing, we want to keep up with the industry an...
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I have developed LDF (loss development factor) for each quarter based on 2004-2007 data. There are 16 quarters. We have business plan for years 2008-2011. I have information about ELR and Premium ...
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Is it OK to fit a severity curve to an exponential distribution if that's what the data looks like, or is that too simplistic of a distribution to use? What about Weibull? Would it be better to ...
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Is there anyone out there that is up on the state of the LPL Market? Anyone that might be aware of data sources - especially severity by state or by firm size or by area of practice or by type of...
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Anyone got any good ideas for how to do this with minimal amounts of data? Risk is not usually modelled in any of the catastrophe models so that won't help and the cover would EXCLUDE nat cat per...
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Quote:
Founder of Actuarial Firm and His Wife Killed in Plane Crash
VERNON, Conn. May 13 (BestWire) — Mark Sobel, managing principal of Financial Risk Analysts LLC in Vern...
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We have a 2007 rebuilt Ford Focus. Are any of you aware of an insurance company that will provide insurance for it other than just liability?
...
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I'm a former CAS student and have been out of the field for quite a few years, but I decided to pull together some old notes and write a paper. I've made an initial submission to Variance, but the...
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I need the limited second moment for the Pareto Distribution without the Beta Distribution. Hogg & Klugman give the MGF with the Beta distribution. Where can I find this?
Update: One of ...
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How do I factor a target loss ratio of say 60% in the premium? If for example I have a new program and I anticipate 796 new auto policies and total sum insured of these policies total 39million, ...
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Let's say that we came up with a promo that premium payments for 1 year auto insurance coverage will be allowed on a 6 month installment basis. If there is a claim and premium is not yet paid in ...
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The common period of cover for auto insurance is one year renewable. What if a client would like to extend or shorten his coverage, what does the insurance book say about this? Is this something ...
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Hi,
I can't seem to remember if this occured or not. There was a catastrophe that occurred a while back. The government/regulators ruled that insurance companies were on the hook for the Rep...
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Do P&C actuaries ever work with taxes?
...
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My teenager (Grade 11) has a massive stats assignment - she chose "should insurance companies vary premiums by age" - and she's now at the data gathering stage. Enter her father. At th...
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When given hazard group distributions by standard premium and unlimited payroll, which do you as an actuary prefer to use and why?
On the one hand, there is Feldblum’s 1993 defense of payroll whic...
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Dear Smart People-
Does anyone know why total industry assets shown on the "Aggregates of the Property/Casualty Business" page don't match what's shown on p. 2 (Total US PC Industry ...
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So, I know this is the second year of the FHCF, but I recall hearing about a drop down layer called TEACO(Temporary Emergency Additional Coverage). Now, I've heard the drop down layer being called...
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http://www.casact.org/about/governan...pepetition.pdf [http://www.casact.org/about/governance/elections/2008/pepetition.pdf]>
...
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