What causes the cycles? Soft Market-Hard Market, Hard Market to soft Market?
I thought it woudl just be barriers to entry and bariers to exit, but I'm don't know about the role of capital avai...
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Company data premium trends are stable at 15%, but company loss trends are unstable to the point of not being able to select a figure, and industry data shows premium trend of 4% and loss trend of...
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My CEO mentioned today that the soft market is the time to gain market share, and its more difficult in the hard market. My reasoning is counterintuitive to this. I would think in the hard marke...
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People in a car accident often ask something like:
Quote:
“I’ve been in an accident, should I pay myself or should I make a claim? I don’t know how much my premium will go u...
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I would like to know what you understand by these terms, how you believe they relate to each other and how they are different:
- Risk Theory
- DFA
- ERM
I've read some articles but the...
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I'm a new actuary, in a consulting firm of only actuaries. Can someone help me with what an underwriter does, as opposed to actuaries?
Thanks y'all
...
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Have these conversations been more entertaining as of late?
...
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I have a report year triangle, all data is as of June 30th, except for the last diagonal, which is as of Nov 30th.
I'd like to calculate LDF's. My plan is to extrapolate the November diagonal to ...
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I recently had some fire damage to my car. I know very little about the P&C business. Anybody willing answer some general questions?
I'm sure this varies by company, but in general, what % o...
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Is there one global hard/soft business cycle that affects the whole P&C industry, or are there separate cycles for different lines of business? So, are personal and commercial lines affected ...
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Need help from the Personal Auto Experts.
I recently had a car accident where I hit a friend's car. Definitely my fault.
Damage to my friend's car is about $2,500. Question: Should I pa...
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Premium= Liabilities+Expenses
I dont see the derivation of Losses* 1/(1-expenses)= Premium
Anybody?
...
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I'm currently developing losses for a specific line of business - GL only. I would like to compare how our business looks compared to the industry for pricing purposes. So I would like to obtain i...
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Let's say you are the reinsurer who writes a stop loss policy. The reinsurer assumes all losses over $20M, and the expected loss on the book is $24M.
Premium for this policy is $12M.
How ...
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http://www.insurancejournal.com/news...1/07/84845.htm [http://www.insurancejournal.com/news/national/2007/11/07/84845.htm]>
Quote:
CNA Financial Corporation has given fu...
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On the surface this sounds like a positive move, I haven't heard of this before this article. Any comments?
Quote:
New York Insurance Commissioner Wants Principles-Based ...
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I think I read somewhere that US P&C dividends are triple taxed. Is this true and what are the three taxes?
...
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Looking for any information that I can get on it from an Actuarial perspective or any other. Please post or pm.
Thanks
...
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Hello, folks.
I am a professor teaching both actuarial science and risk management/insurance, and a new member to this wonderful site.
Have a question about multi-year, multi-line reinsura...
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Drawbacks? Advantages? Premiums? Losses?
...
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The Tail-Factor Working Group includes in it's list of methods:
Weller's "Generalized Bondy Method" and your "Fully Generalized Bondy Method". The slides from the CLRS don't h...
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Guess it's close enough now to ask:
Who's going to be there?
...
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then my computer blew up and I lost the formula
...
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For an internal project, we're looking to match up information over the past ten years, get industry leaders, etc.
However, we can't find an accurate listing of mergers and acquisitions in the...
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Anyone see the description of the ERM seminar [http://www.casact.org/education/oncourses/index.cfm?fa=erm]>to be held online in January?
Edit: hit "enter" too fast.
The reason I pos...
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