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» All > Home & Family > Household > Home Finances [7 Forums][Track this Category]
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Red Flag Deals not using your credit card much  
23:22 15-Sep-08   [Replies: 19, Views: 828]    By: hello2006
I was wondering if you don't use your credit card much is that a bad thing or does it not matter? Say you only use it once every 5 months ...
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Red Flag Deals Is all credit card have limit cap to it?  
21:46 15-Sep-08   [Replies: 41, Views: 648]    By: faizalm
My credit was little bit shaky about 2 yrs ago.. I guess its better now, never checked the equifax for more than 3 yrs now... i haven't declared bankrupcy r something... I got VISA recently fr...
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Red Flag Deals Which Online Brokerage is Best?  
21:06 15-Sep-08   [Replies: 8, Views: 303]    By: clipz
Im really interested in getting into the stock market I have done my resarch and have found a few companies I would like to invest in. Im looking for the best online brokerage for my needs. Im pro...
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Red Flag Deals Osap Loan  
19:28 15-Sep-08   [Replies: 3, Views: 57]    By: mrtorontonian
Hi I currently carry around $14000 in OSAP loan. I make around $5000 net a month. I want to pay off as soon as possible. What is the best way to pay out asap. Is there a way to get interest...
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Red Flag Deals How does one go about getting life insurance?  
17:08 15-Sep-08   [Replies: 2, Views: 74]    By: kellya
For the last 10 years we have just bought the mortgage life insurance offered by our mortgage provider (I know, I know...and the worst part was I knew better but it was just easier to do at the ti...
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Red Flag Deals Am I worried too much?? ING DIRECT CANADA  
16:02 15-Sep-08   [Replies: 38, Views: 2477]    By: ianou
Lehman Bros is dead meat, and Merrill Lynch is bought..... Should I get back my 150,000USD in ING DIRECT CANADA? ...
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Red Flag Deals Is it normal for banks to ask where you get your money from?  
14:28 15-Sep-08   [Replies: 67, Views: 2080]    By: AmberMoon
Was in Scotia bank on Saturday to pay off a car loan we had with them ( the pay off balance was 3,911.00) We had stopped at our bank CBIC and withdrew $4,500 from our account to cover the car loan...
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Got Apex? Wall Street September 15  
12:17 15-Sep-08   [Replies: 19, Views: 226]    By: johnnymk
I can't believe what is happening lately in the financial system. It appears that there is a new disaster every week and each one is humongous. I have never seen anything like it in my lifetime. ...
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Red Flag Deals Leper Stocks  
05:00 15-Sep-08   [Replies: 4, Views: 120]    By: peterpatch
Does anyone here invest in stocks whose underlying product or service is so far out of fashion that people are actively avoiding the companies products? For example maple leaf foods recently h...
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Red Flag Deals The current state of Toronto Real Estate Market  
04:12 15-Sep-08   [Replies: 5, Views: 332]    By: wetbirks
What is the state of the Toronto Real Estate market right now? Is it a good time to sell? As a buyer, are there deals to be found? What areas? Any info from Toronto Real Estate agents ...
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Red Flag Deals Opinions Wanted: enviro Classic Visa  
03:16 15-Sep-08   [Replies: 6, Views: 176]    By: dulce.de.leche
Hello fellow RFDers! I would like to see your savvy advice on whether the VanCity enviro Classic Visa would make a good secondary credit card. I am going to use my MBNA SPG MasterCard as...
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Red Flag Deals Lehman Bros is Dead Meat...  
00:33 15-Sep-08   [Replies: 37, Views: 2224]    By: JoeyB
Does anyone know which Canadian bank is exposed the worst to this latest american nightmare? Can you say short that sucker?? I'm guessing the Canadian dollar is going to rise tomorrow... ...
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Red Flag Deals Moving cash in RRSP  
23:50 14-Sep-08   [Replies: 13, Views: 370]    By: nfuz
Ok, so next year I will be getting an RRSP acoount to defer tax as I won't be in the lowest bracket anymore. I understand you can have a 'savings account' in an RRSP? Well what happens when th...
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Red Flag Deals what happens when bank account falls below minimum amount?  
14:17 14-Sep-08   [Replies: 6, Views: 168]    By: raha205
I have a chequing account that I use solely for cheque payments. Whenever I need to write a cheque, I transfer money into this account for the exact amount I wish to write the cheque for. As such,...
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Red Flag Deals Writeoffs For Renting A Condo  
12:27 14-Sep-08   [Replies: 5, Views: 157]    By: Macros the Black
I purchased a Condo which I plan to rent out once it's finished in early/mid 2010. This will not be my primary residence as I have a house already. I plan to rent to family for $800 a month. The m...
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Red Flag Deals What price of a home can i afford?....  
00:54 14-Sep-08   [Replies: 14, Views: 792]    By: Allen84
What price of a home can i afford, with a net take home pay of $5,500 / month. I'm am planning on purchasing a home, not renting. ...
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Red Flag Deals Legistlative Monitering and Assesment!  
23:11 13-Sep-08   [Replies: 2, Views: 83]    By: lilyc
Examing a emerging issue that involves a new piece of legislation or an amendment to an existing legistlation and report back in the following two means: 1. Presentation - deliver a 10-15 minu...
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Red Flag Deals How to lower exchange rate fee when buying US stocks?  
21:15 13-Sep-08   [Replies: 3, Views: 124]    By: jiepie
Last week I used my Canadian dollar to buy some US stocks. The conversation rate was 1 CDN to 92.5cent US. Canadian dollar has never been that low last week. So i think cibc has charged a lo...
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Red Flag Deals Viewing cheques (PC Financial)  
18:16 13-Sep-08   [Replies: 1, Views: 126]    By: girlstar
Does anyone know if it costs money when I click the cheques that were cashed from my account? When I view my chequing account, I can see the cheques I wrote and you can click it and view it but I...
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Red Flag Deals have about 25K to invest!  
16:18 13-Sep-08   [Replies: 14, Views: 494]    By: nasatwoburn
Hi, I have about 25K to invest, and looking for some advice. I'm not familiar with stock, and mutual fund. What is the best place to leave it in? I have looked into GICs and willing to lock f...
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Got Apex? Bush economics: Wall Street socialism  
14:26 13-Sep-08   [Replies: 11, Views: 132]    By: johnnymk
http://www.swamppolitics.com/news/po...treet_soc.html [http://www.swamppolitics.com/news/politics/blog/2008/09/bush_economics_wall_street_soc.html]> President Bush has been roundly criticized ...
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Red Flag Deals Student Looking To Invest  
07:50 13-Sep-08   [Replies: 0, Views: 12]    By: mhk15
hi there guys hoep every1 is having a great weekend, first off i have been looking around to invest my money. first thing i heard was to invest in mutual funds(like $40 per week and somehow by ...
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Red Flag Deals Turning 18, need some financial advice (a banking and credit card thre..  
04:57 13-Sep-08   [Replies: 12, Views: 317]    By: jwei
Hey guys, turning 18 soon so I'll be looking to get a CC. I've been reading old threads and such, checked out the RFD comparison article and narrowed it down to a few cards: BMO Student Mo...
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Red Flag Deals Transferring money between TD and PC Financial Chequing Accts  
04:34 13-Sep-08   [Replies: 1, Views: 39]    By: gdc5
Is it possible to set up either as payee or link the accounts directly? Im currently on value plus paying 9/month etc but would like to switch to value, maybe save 5 bucks/month + any additional t...
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Red Flag Deals Will MBNA give you more credit depending on which card you want?  
02:48 13-Sep-08   [Replies: 19, Views: 560]    By: Jenthenaturelover
Okay, okay.......this has been asked before. But I haven't read a clear answer (yet.) I have a card for 15K and am looking for another MBNA product. I'm not sure if I've reached by 'credi...
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