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Red Flag Deals GIC and desposit brokers  
00:44 4-Aug-08   [Replies: 6, Views: 197]    By: nfuz
What exactly is a deposit broker? I'm looking to dump 35grand in a 1year GIC. I've checked around for rates at banks and nothing's as high as this site: www.gicdirect.com [http://www.gicdirect.com...
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Red Flag Deals Citi Enrich mastercard - Taxation?!  
19:09 3-Aug-08   [Replies: 11, Views: 351]    By: heiachi
with the enrich card i am going to be getting around 120 dollars as cashback this year...do i have to declare this money to the government and pay taxes on it? i mean there are people here who get...
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Red Flag Deals Which Mutual Fund to get  
17:03 3-Aug-08   [Replies: 4, Views: 227]    By: fisher7
Hi, I'm 23 years old and am looking to add to my portfolio. I currently own TD Canadian Dividend Fund, and TD Precious Metal Fund. I am looking to invest for the long term (15+ years) and will b...
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Red Flag Deals Depositing Old Bills  
22:46 2-Aug-08   [Replies: 32, Views: 1067]    By: RFD-CC
my grandma recently gave me some cash, but they're really old bills..dating back to when the one dollar bill was gray and even have bills when the queen's face was on all denominations (dollar was...
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Red Flag Deals MBNA SPG - General Question  
19:26 2-Aug-08   [Replies: 7, Views: 263]    By: royaltee66
Guys - The MBNA site is so badly designed I can't get the info I need. Can you help since so many have it. a) is the MBNA SPG a platinum card or just a general card? b) do you have to regis...
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Red Flag Deals non-resident dividend tax (us securities)  
18:33 2-Aug-08   [Replies: 3, Views: 83]    By: indo
is there a way to not get taxed on dividends gained from american securities, if your a canadian investor? i like the fat dividends on US securities but the tax is cutting pretty big into the yie...
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Red Flag Deals Bankruptcy discharge and debit overdrafts  
15:39 2-Aug-08   [Replies: 4, Views: 141]    By: babygh0st
Hi, i was just wondering when you get all your debts discharged, does it include overdrafts made on your debit card? Say I overdrawn some money from my BMO debit card a while back and I decide to ...
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Red Flag Deals affinity group term life insurance rates  
14:09 2-Aug-08   [Replies: 1, Views: 63]    By: Anonymouse
I have the following term life insurance rates available to me. Does anyone have an idea of whether they're any good? Would I do better through a broker? These rates are definitely better than w...
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Red Flag Deals are you in DEBT??  
05:04 2-Aug-08   [Replies: 44, Views: 1959]    By: chinaboy1021
for this survey, debt is defined as credit card items (not including car, school loans or mortgage) you not currently have cash to pay for completely (currently is defined as cash-in-hand at this ...
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Red Flag Deals Deciding what kind of mutual funds to switch to  
02:36 2-Aug-08   [Replies: 15, Views: 396]    By: gadogry
So... I'm currently a not-so-proud owner of the CIBC Dividend Fund. It charges a 2% MER and is not even doing all that well. I'm thinking switching to an index based fund. Does anyone know whi...
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Red Flag Deals Attn: Stock Traders  
02:27 2-Aug-08   [Replies: 12, Views: 593]    By: questrader
Criticisms people, fire away! Afterall, this is a pre-beta, unfinished version... If you were a computer programmer/designer/experienced stock trader, how would you improve the following char...
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Red Flag Deals does my mortgage interest get deducted on my taxes?  
02:17 2-Aug-08   [Replies: 6, Views: 137]    By: Unnamed
This is a tricky question, and the one alluding me for some time, so having bought a house will my taxes be deducted on interest paid on mortgage? I took real estate course lst summer and hera...
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Red Flag Deals MBNA 2.99% AIR Until Balance is paid off  
00:50 2-Aug-08   [Replies: 40, Views: 2568]    By: tailcone
Just got an offer by the mail from MBNA. It seems for the first time ever MBNA is offering a rate of 2.99% until you decide to pay off your promotional balance. Looking at transferring $20...
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Red Flag Deals How to pay for US vehicle? - Already in US  
19:28 1-Aug-08   [Replies: 7, Views: 133]    By: Justin
Parents are in the US and are buying a vehicle. They want me to wire the money but deal wont be finalized before the banks close today. No banks open Saturday where I am and they are also closed m...
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Red Flag Deals New Graduate Seeking Advice  
17:21 1-Aug-08   [Replies: 1, Views: 120]    By: habsfan93
Hi, I just graduated from graduate school not long ago and have entered the workforce. I just turned 24. My net worth right now is essentially $0. I have little money saved up, but I also have...
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Red Flag Deals Tax Benefits If I Were to Work From Home  
16:54 1-Aug-08   [Replies: 4, Views: 138]    By: caper1175
I'm an IT Professional and recently we've been running tight on space here at the office. My CTO is looking into allowing us to work from home since 95% of my job can be done remotely. Also, the 3...
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Red Flag Deals No banks advertising TFSA?  
16:52 1-Aug-08   [Replies: 17, Views: 604]    By: Muncher
I called RBC to see if I could open a GIC then transfer it to a TFSA next year (much like a RSP GIC). They have nothing they can tell me. How many banks will be ready for this? I don't see any ...
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Red Flag Deals How does ICICI consider the referal bonus?  
15:56 1-Aug-08   [Replies: 7, Views: 172]    By: WHO
Does anyone know how ICICI bank calculates the 20$ bonus? Is it an "interest" bonus, added to the total interest earned, or just a bonus "deposit" to your account? ...
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Red Flag Deals Credit Card Comparison  
12:40 1-Aug-08   [Replies: 13, Views: 479]    By: stryder1587
I was wondering what the best few credit cards are to use in terms of cash back, air miles and other points. It needs to be a gold card, and assume approximately 20k spending per year. I think com...
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Red Flag Deals Britih Columbia tax return for 2007 question  
23:40 31-Jul-08   [Replies: 2, Views: 91]    By: Lookcho
Hi I read here in the forum that I can claim additional $100 enviro ( or something like that ) tax return or credit for 2007. Any help ? ...
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Red Flag Deals DSC Mutual Funds - Best Way Out  
21:46 31-Jul-08   [Replies: 10, Views: 242]    By: Unnamed
I have several DSC Aim Trimark RRSP mutual funds that I am currently contributing too. These were 'recommended' by my investment adviser. I know DSC is bad and would like to get out of them. I...
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Red Flag Deals where to put money while saving up for house  
20:35 31-Jul-08   [Replies: 31, Views: 1463]    By: The_Madz
What's the best place to put your money while you are saving up to buy a house. right now they are in an ING direct account, but i know the interest isn't exactly huge on this. is GIC's th...
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Red Flag Deals Official Scam List  
13:43 31-Jul-08   [Replies: 14, Views: 526]    By: ketchudj
Well I am not certain that I can make it "official", I thought to save time for people and compile a list of financial scams. 1) United First Financial [http://www.redflagdeals.com/...
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Red Flag Deals advantages of credit unions?  
03:09 31-Jul-08   [Replies: 1, Views: 72]    By: moptop
Is it worth switching over from a regular bank to a credit union? My new job offers a membership so I'm wondering if I should jump ship from TD (they have been annoying me lately)... I have a fri...
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Red Flag Deals journal entries  
02:33 31-Jul-08   [Replies: 5, Views: 221]    By: duraproducts
Just wondering if anyone could help me out with some journal entries. 1.) Posting the incorporations fees (intangible asset) that I paid for. DE - Intangible Assets (Incorporation fees) ...
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